Rules & Strategies:
If you have never played the game before, Learn Baccarat
Primer is for you.
The game is dealt from an eight-deck shoe (sometimes six
decks will be used).
queens and kings equal zero.
All other cards equal
their face value.
hand is nine. If you have two 5s, the total would not be a 10 but a
Baccarat Rules: The
Objective of the Game
The objective of the game is for the players to correctly
guess which of three possible propositions will win on the next round: Bank,
Two cards are
dealt to the Bank
hand and two cards are dealt to
third card is dealt to
either or both hands.
closest to nine is the winner.
A two-card hand of nine and a two-card hand of eight are
considered naturals and do not take any hits.
However, a two-card hand of nine beats a
two-card hand of eight.
The deal goes counterclockwise around the table from player
The player who is dealing continues to deal as long as the Bank
hand keeps winning.
as a Player
hand wins, the next player gets to
shoe makes its way around the
pass up their turn at
dealing if they so wish.
you want to
play baccarat and you want to deal but you’re timid, don’t worry.
The casino personnel assigned to the baccarat tables are
always willing to take you through the deals step by step. In
the mini version,
the dealer deals the hands.
After the Bank
hands have received
two cards, it is possible that either or both might need to draw an
baccarat rules for drawing cards are
They are also essentially irrelevant since the players do
not get to make any decisions concerning hitting or standing.
Regardless of whether a
card is drawn, at the
end of the deal, the hand that totals nine or closer to nine wins.
for Winning Hands
A winning Player
hand is paid off at one
if you bet ten dollars, you win ten
paid off at even money with a commission, usually five percent,
means that if you bet ten
dollars, you win $9.50.
is collected after the shoe is finished but you can request to “pay as
If you are playing $25 or $75 per hand and are allowed to
“pay as you go,” you might find that the casino will “drop the change,”
winning $25 Bank
bet should have $1.25 extracted, a
winning $75 Bank
bet should have $3.75 extracted but some casinos will just take $1 and
respectively in such cases) reducing the bank commission to four
the Bank’s house edge more than 50 percent.
hand is paid at eight to one.
a winning tie bet of
$10 will return
If you bet on either Bank
and the Tie
wins, you do not lose your bet.
bet is one of the worst bets in
so let’s not even consider making it.
Since the Tie
other two bets, Player
, we’ll concentrate on how we arrive at the house edge
for these bets.
bet wins 49.32 percent of the time.
bet loses 50.68 percent of the time.
Translate that into money and for every $100 wagered on the Player
bet, you will lose $1.36. ($50.68 minus $49.32 equals $1.36.)
The casino edge is
therefore 1.36 percent.
bet wins 50.68 percent of the time.
bet loses 49.32 percent of the time.
Without any interference, the Bank
would have a
1.36 percent edge in its favor.
If the casinos allowed this to stand, no one would bet Player
and everyone would bet Bank
until the casinos went
To avoid this, the casinos charge that five percent
commission on all winning Bank
bets. In actuality,
you only win 95 cents
on the dollar on a winning Bank
wager as stated.
This reverses the
situation and gives the
casino a smallish 1.17 percent edge.
How does a five percent commission reduce the edge to 1.17
When you lose the Bank
bet, you lose
$49.32 for every
when you win the bet,
you win $50.68 X .95 which comes out to $48.15.
Therefore, $49.32 minus $48.15 equals $1.17 lost per $100
dollars wagered. In short, a 1.17 percent edge for the casinos.
Way to Play
I guess you can say that I am an old-fashioned
stick-in-the-mud when it comes to playing this game. I say bet Bank
and, if you can afford it, do a “pay as you go” at $25 or $75 per round
casino reduces that commission in its desire not to hand out change.
you find that $25 (or $75) is too low a bet for the
high-roller room, then you must play mini-baccarat. In that case, you
to have to “con” yourself into making only 40 or so bets per hour to
same game as you would at “maxi”.
You can do this by simply
betting every third or fourth
hand. Or you can do this following some kind of “anti-trend” or “trend”
An anti-trend scheme would see three Player
in a row occur before you place a Bank
bet. A trend
scheme would see two
or three Bank
bets hit in a row before placing a Bank
matter what you do, reducing the number of decisions is the reason for
You might find that with comps or online bonus promotions, a
reduced commission on the Bank
bets and 40
decisions per hour, the
casino’s actual “monetary” edge over you is nil.
circumstances, baccarat is as easy on you as
hitting a wall at zero miles per hour!
Rules is followed by Tips
Play Poker 1 Program
Poker Games 2 with 7 Game Types
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